Pickups and SUVs for the weekend warrior! Covid is over! Spend all your hard earned cash! Borrow to the max! They sure are super popular
Category: Frugal living
Boosting Metallothionein Levels for Mercury Detox
In order for your body to detox itself of heavy metals you are going to have grab that heavy metal and push it out. We
Click vs Knock Eraser Battle and Rating
Click eraser versus knock eraser. Which brand is best? All are refillable pen style erasers meant to do the same job. This is a nerdy
Are Covid 19 Vaccines Safe?
So I was at a work meeting and some people were not sure if they would get the Covid 19 vaccine that was going to
The Best Tasting and Value Non-Alcoholic Beers
So you feel like having a beer on a “school night” but have a big day tomorrow with a presentation first thing in the morning.
Don’t Spend Your Money on For Profit Schools
For profit colleges and universities are not a good value for the money! They are like paying $80K for a Kia Rio when could have
DHA is Great for Your Brain
DHA is great for your brain. DHA (Docosahexaenoic Acid) comes from the blue green algae that fish eat. It is a type of healthy fat.
More Damning Mercury Amalgam Facts
Is mercury tooth amalgam safe? Likely no. Here is an interesting article published by the European Union on mercury amalgam toxicity. I have included the
PORSCHE OR PICKUP TRUCK?
If I showed up at my office in a brand new Porsche Cayenne SUV or Cayman sports car my coworkers would think I was nuts!
Spend All Your Money on Rapidly Depreciating Metal!
Pickup trucks for the weekend warrior! They sure are popular. As I drive around I see more and more expensive, fancy ones driving around here
Don’t Waste Money on Expensive Pseudo Prestige Universities
We have talked before about not wasting money on educational fluff. I want to comment on this some more especially from a cost standpoint. Let’s
How Dental Mercury Impairs Your Brain and Why
So we have talked about how mercury gets in your body and how it accumulates in your brain and kidneys in previous posts. We have
Watch out for Mercury in High Fructose Corn Syrup
Seeing we are talking about the dangers of mercury in dental amalgam and fish you should also be aware that mercury sometime turns up in
Are you Ready to Retire to Guatemala or Honduras?
A lot of people like to fantasize about retirement in sunny place where the waves lap and you watch sunsets. What if you don’t have
Avoid Useless College Majors like the Plague
Ah going off to college. So many courses and majors to choose from. Some are great and others are a complete waste of your time
To the Doubters: Mercury Amalgam Dental Fillings Are Dangerous To Your Health
So there are plenty of people including the American Dental Association that claim there is no proof that mercury fillings are harmful so please consider
Part 3 Detox: How I Stumbled Upon the Dangers of Mercury Amalgam Dental fillings
So once you have removed the source of the mercury meaning the mercury amalgam dental fillings and stopped eating of high mercury long lived fish
Part 2 Tests: How I Stumbled Upon The Dangers of Mercury Amalgam Dental Fillings
So we have discussed that mercury gets into the body from mercury dental amalgam fillings and how it builds up over time. Once in the
How I Stumbled Upon the Dangers of Mercury Amalgam Dental Fillings
So you might be wondering how does he know about this topic. Personal experience. I had my first dental amalgam filling put in when I
Mercury Amalgam Dental Fillings are Dangerous Part 2
In the last post I discussed why you should not get silver mercury amalgam dental fillings in your mouth and why you should have them
Ebay Selling…. How to do it Easily
Do you need to make some extra cash selling things? How do you sell on Ebay? First investigate pricing for similar used item online on
You Might Be a Financial Fool if…
Your vehicle costs more than your after tax income for one year Your car loan has a duration of longer than five years, ie 60
Do you Choose to be Rich or Poor?
Do you choose to be rich or poor? Decide now! Everyone would choose to be rich however their behavior shows that they in reality want
Pricey smoking can cost you a house
A recession is a great time to stop smoking to save money. It’s very expensive and the numbers over a long period of time are
Caffeinate at home cheap not at Starbucks
So you are stuck at home. Time to hit Starbucks for a coffee before you start the day. Huh??? No! You are home so stay
Is Expensive Wine, Beer, Vodka Worth It?
Now that you are stuck at home you are likely drinking more. So let’s talk value given we are in a recession. First off, I
Don’t Waste Your Bonus, Invest It!
So let’s say you get a bonus at work or the government gives you $1200 or some other amount of money. Maybe you get a
Don’t be a money fool
The average person is a money fool. Why would you say something like that? Because it’s true….financially. BTW Mr. T’s classic 1980s quote is “I
Ebay Selling…. How to do it Easily
Do you need to make some extra cash selling things? How do you sell on Ebay? First investigate pricing for similar used item online on
How to Survive A Recession
All the financial papers are talking about the next recession. When will it get here? It’s likely here now or will be soon due to
Expense Tracking Templates UPDATE
Here you will find several expense tracking templates to help you in budgeting
F.I.R.E. up those savings update
Retire at 35 and sail away to Bali! What a plan! While this is admirable in my book it’s not very realistic for most people
Expense tracking How to do It
You should track all your spending each month to determine where your money is going. This best way to make money is to save money.
DON’T BE a money fool
The average consumer is a financial fool. Why would you say something like that? Because it’s true….financially. BTW Mr. T’s classic 1980s quote is “I
Using Expense Tracking Templates to Save Money
Here you will find several expense tracking templates to help you in budgeting and figuring out where the money really goes. Download the file, open
Fight Age Discrimination with Frugal F.I.R.E. Savings
Remember the old Steven King movie Children of the Corn? The one where they got rid of the adults and people that were too old?
FIRE up those savings
Retire at 35 and sail away to Bali! What a plan! While this is admirable in my book it’s not very realistic for most people
Saving money on weekends is easy
I’ve talked about saving money during the week but the weekend is when we let it all hang out right? And that is what makes
How to sell on Ebay
So let’s say you have some old items you want to cash in. What to do? How do you sell on Ebay? First investigate pricing
Save on car maintenance
Routine maintenance savings Oil changes: Do it yourself if you know how. You may, need to reset service light on some cars. You can buy
How to save money during the week
Everyone has their typical daily routine. This is how I save money on a workday. 7 am: Breakfast at home of say granola bar and
Recession Preparation and Survival
All the financial papers are talking about the next recession. When will it get here? No one knows. After nine years since the last one
Corporate Discounts Can Save You Money
Corporate discounts are sometimes available to those frugal living folks who ask. So if you work for a big name company go ahead and ask
Save Big on Housing
If you rent you can try to reduce your housing costs as follows. Get roommates to share the rent. A friend of mine had the
Product Shrinkage is a Price Increase
As the cost of inputs rise companies are looking to pass those costs onto you in the form of price increases. This is a form
Expense tracking
You should track all your spending each month to determine where your money is going. This is the best way to save money. Look at
Extreme Frugal Living
There are groups of people out there who are into extreme frugality. These people may grow their own food, make their own clothes, raise chickens,
Wonderful Warehouse Clubs?
If you use a lot of something buy it in bulk at a warehouse club. That 64 oz / 2 Liter bottle of ketchup will
Boozing on the cheap
Speaking of wines, I don’t think it’s wise to spend more than $10-$15 per bottle for most people. The reason I say that is they
Be your own handyman, lawn boy and maid
Do your own work around the house You should not be paying someone to mow your lawn, shovel your driveway, clean your house etc. No.
The Can Man recycles money into the pocket
Many states have a bottle deposit on soda cans, water bottles, sports drinks, beer bottles and the like. The deposit is normally $0.10 or $0.05/
Monthly Payment Trouble
Beware of high financing costs baked into the payments. Always know the cost of the item and the cost of the financing. Most of the
Clipping Coupons?
I have mixed feelings about coupons. I don’t like to clip them. I feel couponing leads to more consumption. It’s better not to buy at
Don’t Be a Miserable Miser!
Mantra: Frugality is our rake to bring in more money so we can invest it and make more money! One does not need to be
Rewards Cards are Great… Sometimes?
Reward cards in my view deserve special mention. I don’t encourage their use as they are a form of debt unless you plan to pay
Side Jobs for Extra Cash
Let’s say you are working hard to pay off your debts and you want to earn some extra cash on evenings or weekends. You can
Picking up payments
Pickup trucks for the weekend warrior. They sure are popular in today’s economic climate. As I go to the office I see more and more
Avoid Expensive Toys (boats, RVs, ATVs…)
Toys, toys, toys for all the good boys. No! There is no Santa and you are adults with jobs and responsibilities. Big boy toys are
Transportation Savings
If you take public transportation in a big city Buy a monthly pass with using a Wageworks account and pre-tax dollars if available given your
Fitness is Fabulous and Saves Money
Some people say cancel the gym to save money. I say not so fast. Perhaps you can find a more reasonably priced option. Physical fitness
Saving on groceries
The simplest way to save money is to not buy anything but you need to eat so let’s see how we can spend a little
Frugal Living Mantras
The philosophy of how to live frugally and be happy. Frugal living is our rake to bring in more money so we can invest it
Making Lemonade from Lemons
So let’s say you splurge and end up buying things you don’t need or regret buying later. It happens to everyone including cheapos like me.
Cut the Cable TV umbilical cord?
Cutting the cord is quite popular now. Whether it is the right choice for you depends on a few things. Cable tv is most certainly
Save on Your Utilities Now
You can’t avoid utilities bills but try to minimize them Heating: Save $50 to $75 per month Crank down the heat to 68 or 67
Cut those subscriptions
The cost of subscriptions can add up fast per month if not properly managed. Each one alone seems innocent enough by themselves but together they
Save on dining out
Dining out tends to be expensive however it is good and necessary to go out once in a while to socialize with friends and relax.
Welcome to Mr. Cash Hoarder Blog
The easiest way to make money is to save money! The purpose of this site is to educate on how to use frugal living to
Save $200 per month on lunches and dining
I used to think my boss was crazy for bringing his lunch every day to the office. However he has a second house in the
