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Mr. Cash Hoarder

Mr. Cash Hoarder

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Category: Frugal living

PORSCHE OR PICKUP TRUCK?

February 20, 2021 Mr. Cash Hoarder

If I showed up at my office in a brand new Porsche Cayenne SUV or Cayman sports car my coworkers would think I was nuts!

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Spend All Your Money on Rapidly Depreciating Metal!

December 9, 2020 Mr. Cash Hoarder

Pickup trucks for the weekend warrior! They sure are popular. As I drive around I see more and more expensive, fancy ones driving around here

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Don’t Waste Money on Expensive Pseudo Prestige Universities

December 6, 2020 Mr. Cash Hoarder

We have talked before about not wasting money on educational fluff. I want to comment on this some more especially from a cost standpoint. Let’s

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How Dental Mercury Impairs Your Brain and Why

November 17, 2020 Mr. Cash Hoarder

So we have talked about how mercury gets in your body and how it accumulates in your brain and kidneys in previous posts. We have

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Watch out for Mercury in High Fructose Corn Syrup

October 24, 2020 Mr. Cash Hoarder

Seeing we are talking about the dangers of mercury in dental amalgam and fish you should also be aware that mercury sometime turns up in

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Are you Ready to Retire to Guatemala or Honduras?

October 23, 2020 Mr. Cash Hoarder

A lot of people like to fantasize about retirement in sunny place where the waves lap and you watch sunsets. What if you don’t have

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Avoid Useless College Majors like the Plague

October 17, 2020 Mr. Cash Hoarder

Ah going off to college. So many courses and majors to choose from. Some are great and others are a complete waste of your time

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To the Doubters: Mercury Amalgam Dental Fillings Are Dangerous To Your Health

October 14, 2020 Mr. Cash Hoarder

So there are plenty of people including the American Dental Association that claim there is no proof that mercury fillings are harmful so please consider

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Part 3 Detox: How I Stumbled Upon the Dangers of Mercury Amalgam Dental fillings

October 13, 2020 Mr. Cash Hoarder

So once you have removed the source of the mercury meaning the mercury amalgam dental fillings and stopped eating of high mercury long lived fish

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Part 2 Tests: How I Stumbled Upon The Dangers of Mercury Amalgam Dental Fillings

October 11, 2020 Mr. Cash Hoarder

So we have discussed that mercury gets into the body from mercury dental amalgam fillings and how it builds up over time. Once in the

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How I Stumbled Upon the Dangers of Mercury Amalgam Dental Fillings

October 9, 2020 Mr. Cash Hoarder

So you might be wondering how does he know about this topic. Personal experience. I had my first dental amalgam filling put in when I

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Mercury Amalgam Dental Fillings are Dangerous Part 2

October 8, 2020 Mr. Cash Hoarder

In the last post I discussed why you should not get silver mercury amalgam dental fillings in your mouth and why you should have them

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Ebay Selling…. How to do it Easily

October 3, 2020 Mr. Cash Hoarder

Do you need to make some extra cash selling things? How do you sell on Ebay? First investigate pricing for similar used item online on

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You Might Be a Financial Fool if…

September 18, 2020 Mr. Cash Hoarder

Your vehicle costs more than your after tax income for one year Your car loan has a duration of longer than five years, ie 60

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Do you Choose to be Rich or Poor?

September 5, 2020 Mr. Cash Hoarder

Do you choose to be rich or poor? Decide now! Everyone would choose to be rich however their behavior shows that they in reality want

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Pricey smoking can cost you a house

May 23, 2020 Mr. Cash Hoarder

A recession is a great time to stop smoking to save money. It’s very expensive and the numbers over a long period of time are

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Caffeinate at home cheap not at Starbucks

May 22, 2020 Mr. Cash Hoarder

So you are stuck at home. Time to hit Starbucks for a coffee before you start the day. Huh??? No! You are home so stay

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Is Expensive Wine, Beer, Vodka Worth It?

May 20, 2020 Mr. Cash Hoarder

Now that you are stuck at home you are likely drinking more. So let’s talk value given we are in a recession. First off, I

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Don’t Waste Your Bonus, Invest It!

May 20, 2020 Mr. Cash Hoarder

So let’s say you get a bonus at work or the government gives you $1200 or some other amount of money. Maybe you get a

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Don’t be a money fool

March 25, 2020 Mr. Cash Hoarder

The average person is a money fool. Why would you say something like that? Because it’s true….financially. BTW Mr. T’s classic 1980s quote is “I

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Ebay Selling…. How to do it Easily

March 25, 2020 Mr. Cash Hoarder

Do you need to make some extra cash selling things? How do you sell on Ebay? First investigate pricing for similar used item online on

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How to Survive A Recession

March 19, 2020 Mr. Cash Hoarder

All the financial papers are talking about the next recession. When will it get here? It’s likely here now or will be soon due to

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Expense Tracking Templates UPDATE

March 16, 2020 Mr. Cash Hoarder

Here you will find several expense tracking templates to help you in budgeting

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F.I.R.E. up those savings update

March 16, 2020 Mr. Cash Hoarder

Retire at 35 and sail away to Bali! What a plan! While this is admirable in my book it’s not very realistic for most people

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Expense tracking How to do It

March 15, 2020 Mr. Cash Hoarder

You should track all your spending each month to determine where your money is going. This best way to make money is to save money.

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DON’T BE a money fool

September 20, 2019 Mr. Cash Hoarder

The average consumer is a financial fool. Why would you say something like that? Because it’s true….financially. BTW Mr. T’s classic 1980s quote is “I

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Using Expense Tracking Templates to Save Money

September 19, 2019 Mr. Cash Hoarder

Here you will find several expense tracking templates to help you in budgeting and figuring out where the money really goes. Download the file, open

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Fight Age Discrimination with Frugal F.I.R.E. Savings

September 15, 2019 Mr. Cash Hoarder

Remember the old Steven King movie Children of the Corn? The one where they got rid of the adults and people that were too old?

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FIRE up those savings

September 14, 2019 Mr. Cash Hoarder

Retire at 35 and sail away to Bali! What a plan! While this is admirable in my book it’s not very realistic for most people

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Saving money on weekends is easy

September 14, 2019 Mr. Cash Hoarder

I’ve talked about saving money during the week but the weekend is when we let it all hang out right? And that is what makes

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How to sell on Ebay

September 2, 2019 Mr. Cash Hoarder

So let’s say you have some old items you want to cash in. What to do? How do you sell on Ebay? First investigate pricing

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Save on car maintenance

September 2, 2019 Mr. Cash Hoarder

Routine maintenance savings Oil changes: Do it yourself if you know how. You may, need to reset service light on some cars. You can buy

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How to save money during the week

September 2, 2019 Mr. Cash Hoarder

Everyone has their typical daily routine. This is how I save money on a workday. 7 am: Breakfast at home of say granola bar and

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Recession Preparation and Survival

August 31, 2019 Mr. Cash Hoarder

All the financial papers are talking about the next recession. When will it get here? No one knows. After nine years since the last one

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Corporate Discounts Can Save You Money

August 31, 2019 Mr. Cash Hoarder

Corporate discounts are sometimes available to those frugal living folks who ask. So if you work for a big name company go ahead and ask

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Save Big on Housing

August 31, 2019 Mr. Cash Hoarder

If you rent you can try to reduce your housing costs as follows. Get roommates to share the rent. A friend of mine had the

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Product Shrinkage is a Price Increase

August 30, 2019 Mr. Cash Hoarder

As the cost of inputs rise companies are looking to pass those costs onto you in the form of price increases. This is a form

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Expense tracking

August 29, 2019 Mr. Cash Hoarder

You should track all your spending each month to determine where your money is going. This is the best way to save money. Look at

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Extreme Frugal Living

August 28, 2019 Mr. Cash Hoarder

There are groups of people out there who are into extreme frugality. These people may grow their own food, make their own clothes, raise chickens,

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Wonderful Warehouse Clubs?

August 28, 2019 Mr. Cash Hoarder

If you use a lot of something buy it in bulk at a warehouse club. That 64 oz / 2 Liter bottle of ketchup will

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Boozing on the cheap

August 28, 2019 Mr. Cash Hoarder

Speaking of wines, I don’t think it’s wise to spend more than $10-$15 per bottle for most people. The reason I say that is they

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Be your own handyman, lawn boy and maid

August 28, 2019 Mr. Cash Hoarder

Do your own work around the house You should not be paying someone to mow your lawn, shovel your driveway, clean your house etc. No.

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The Can Man recycles money into the pocket

August 28, 2019 Mr. Cash Hoarder

Many states have a bottle deposit on soda cans, water bottles, sports drinks, beer bottles and the like. The deposit is normally $0.10 or $0.05/

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Monthly Payment Trouble

August 28, 2019 Mr. Cash Hoarder

Beware of high financing costs baked into the payments.  Always know the cost of the item and the cost of the financing. Most of the

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Clipping Coupons?

August 28, 2019 Mr. Cash Hoarder

I have mixed feelings about coupons. I don’t like to clip them. I feel couponing leads to more consumption. It’s better not to buy at

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Don’t Be a Miserable Miser!

August 28, 2019 Mr. Cash Hoarder

Mantra: Frugality is our rake to bring in more money so we can invest it and make more money! One does not need to be

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Rewards Cards are Great… Sometimes?

August 27, 2019 Mr. Cash Hoarder

Reward cards in my view deserve special mention. I don’t encourage their use as they are a form of debt unless you plan to pay

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Side Jobs for Extra Cash

August 27, 2019 Mr. Cash Hoarder

Let’s say you are working hard to pay off your debts and you want to earn some extra cash on evenings or weekends. You can

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Picking up payments

August 27, 2019 Mr. Cash Hoarder

Pickup trucks for the weekend warrior. They sure are popular in today’s economic climate. As I go to the office I see more and more

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Avoid Expensive Toys (boats, RVs, ATVs…)

August 27, 2019 Mr. Cash Hoarder

Toys, toys, toys for all the good boys. No! There is no Santa and you are adults with jobs and responsibilities. Big boy toys are

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Transportation Savings

August 26, 2019 Mr. Cash Hoarder

If you take public transportation in a big city Buy a monthly pass with using a Wageworks account and pre-tax dollars if available given your

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Fitness is Fabulous and Saves Money

August 25, 2019 Mr. Cash Hoarder

Some people say cancel the gym to save money. I say not so fast. Perhaps you can find a more reasonably priced option. Physical fitness

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Saving on groceries

August 25, 2019 Mr. Cash Hoarder

The simplest way to save money is to not buy anything but you need to eat so let’s see how we can spend a little

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Frugal Living Mantras

August 25, 2019 Mr. Cash Hoarder

The philosophy of how to live frugally and be happy. Frugal living is our rake to bring in more money so we can invest it

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Making Lemonade from Lemons

August 25, 2019 Mr. Cash Hoarder

So let’s say you splurge and end up buying things you don’t need or regret buying later. It happens to everyone including cheapos like me.

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Cut the Cable TV umbilical cord?

August 25, 2019 Mr. Cash Hoarder

Cutting the cord is quite popular now. Whether it is the right choice for you depends on a few things. Cable tv is most certainly

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Save on Your Utilities Now

August 25, 2019 Mr. Cash Hoarder

You can’t avoid utilities bills but try to minimize them Heating: Save $50 to $75 per month Crank down the heat to 68 or 67

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Cut those subscriptions

August 25, 2019 Mr. Cash Hoarder

The cost of subscriptions can add up fast per month if not properly managed. Each one alone seems innocent enough by themselves but together they

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Save on dining out

August 25, 2019 Mr. Cash Hoarder

Dining out tends to be expensive however it is good and necessary to go out once in a while to socialize with friends and relax.

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Welcome to Mr. Cash Hoarder Blog

August 25, 2019 Mr. Cash Hoarder

The easiest way to make money is to save money! The purpose of this site is to educate on how to use frugal living to

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Save $200 per month on lunches and dining

August 25, 2019 Mr. Cash Hoarder

I used to think my boss was crazy for bringing his lunch every day to the office. However he has a second house in the

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