All the financial papers are talking about the next recession…again and again. When will it get here? Who knows. A broken clock is right twice
Investing in gold? Does it make sense?
You’ve heard of people investing in gold in case financial catastrophe hits. Is it wise? Well it depends on how bad you expect things to
How to buy and evaluate gold bullion coins
So you want to buy some gold as prices are rising? Bitcoin hasn’t worked out for you perhaps? You are afraid of high inflation? Not
Watch out for Mercury in High Fructose Corn Syrup Part 2
So this summer I did some traveling as Covid is finally over. I went to Vancouver, BC, Canada and to Scandinavia/Nordics. And you know what
Liposomal Glutathione Mercury Detox Part 2
I want to add on to this post as a continuation. Does this method work? Yes, absolutely for me. I have been doing this on
Why Get a Covid 19 Booster Shot?
In a previous post I noted that you should get a covid 19 vaccine shot or two. That being said you should also get a
The Physical and Emotional Side of Mercury Detox
As mercury comes out of your nerves and brain you need to be prepared for the physical and emotional aspects of detox. What I mean
Liposomal Glutathione Mercury Detox Method
Ok so you might be wondering how one would use liposomal glutathione to detoxify mercury from the body and brain. As we have said before
Mercury Pathways Into the Brain
You might be wondering how does mercury vapor from the teeth get into the brain. Easy. The mercury vapor has two paths in my view.
Liposomal Glutathione Study For Mercury Detox
I have said earlier that I believe liposomal glutathione works for mercury detox. There is a study that shows liposomal glutathione is indeed absorbed by
Mercury Will Wreck Your Brain Hard Drive (Mesh Code Theory)
In past posts I have mentioned that the human brain works like an organic computer. I have found a detailed scientific theory that backs this
Mercury Will Make You Dumber
Mercury will make you dumber than you should be. You heard that right. It will slow down your brain, making it harder to remember things,
Updated Best Tasting Non-Alcoholic Beers
Here is an update with several new NA beers added to the rating based on recent reviews. Bud Zero Busch NA Coors Edge So you
Spend All Your Money on New Vehicles!
Pickups and SUVs for the weekend warrior! Covid is over! Spend all your hard earned cash! Borrow to the max! They sure are super popular
Boosting Metallothionein Levels for Mercury Detox
In order for your body to detox itself of heavy metals you are going to have grab that heavy metal and push it out. We
Click vs Knock Eraser Battle and Rating
Click eraser versus knock eraser. Which brand is best? All are refillable pen style erasers meant to do the same job. This is a nerdy
Are Covid 19 Vaccines Safe?
So I was at a work meeting and some people were not sure if they would get the Covid 19 vaccine that was going to
Liposomal Glutathione Is Best For Mercury Detox
After some experimentation with various compounds I’ve come to the conclusion that liposomal glutathione is the best mercury detoxifier to use. Here is why Much
The Best Tasting and Value Non-Alcoholic Beers
So you feel like having a beer on a “school night” but have a big day tomorrow with a presentation first thing in the morning.
Using Liposomal Glutathione for Mercury Detox
Glutathione is major antioxidant Glutathione is a very important sulfur containing antioxidant. Recall mercury loves to bind with sulfur compounds. Glutathione works together with vitamin
Using Sulfur Compounds for Mercury Detox
We have talked about various compounds to detoxify mercury from the body and brain. What do they have in common? Sulfur! That is an element
Don’t Spend Your Money on For Profit Schools
For profit colleges and universities are not a good value for the money! They are like paying $80K for a Kia Rio when could have
DHA is Great for Your Brain
DHA is great for your brain. DHA (Docosahexaenoic Acid) comes from the blue green algae that fish eat. It is a type of healthy fat.
More Damning Mercury Amalgam Facts
Is mercury tooth amalgam safe? Likely no. Here is an interesting article published by the European Union on mercury amalgam toxicity. I have included the
PORSCHE OR PICKUP TRUCK?
If I showed up at my office in a brand new Porsche Cayenne SUV or Cayman sports car my coworkers would think I was nuts!
Mercury articles that show how dangerous it is in dental fillings and fish
Here are several excellent mercury toxicity articles for you to read in PDF format. They will show you how dangerous mercury is, especially in fish
Using Chlorella To Detoxify Mercury From The Body
To detox yourself of heavy metals like mercury, lead and cadmium people recommend eating Chlorella pills or powder. Is there truth to this or is
Klinghardt Mercury Neurotoxin Elimination Protocol
Many years ago when I first got my high mercury hair and nail test results I saw this article. I read it but didn’t fully
Spend All Your Money on Rapidly Depreciating Metal!
Pickup trucks for the weekend warrior! They sure are popular. As I drive around I see more and more expensive, fancy ones driving around here
Don’t Waste Money on Expensive Pseudo Prestige Universities
We have talked before about not wasting money on educational fluff. I want to comment on this some more especially from a cost standpoint. Let’s
How to Tell if You Have Mercury in the Brain and Get it Out
So assuming you have a low level of mercury in your hair or nail test and you have had amalgam mercury fillings in the past
How Dental Mercury Impairs Your Brain and Why
So we have talked about how mercury gets in your body and how it accumulates in your brain and kidneys in previous posts. We have
Watch out for Mercury in High Fructose Corn Syrup
Seeing we are talking about the dangers of mercury in dental amalgam and fish you should also be aware that mercury sometime turns up in
Are you Ready to Retire to Guatemala or Honduras?
A lot of people like to fantasize about retirement in sunny place where the waves lap and you watch sunsets. What if you don’t have
Avoid Useless College Majors like the Plague
Ah going off to college. So many courses and majors to choose from. Some are great and others are a complete waste of your time
To the Doubters: Mercury Amalgam Dental Fillings Are Dangerous To Your Health
So there are plenty of people including the American Dental Association that claim there is no proof that mercury fillings are harmful so please consider
Part 3 Detox: How I Stumbled Upon the Dangers of Mercury Amalgam Dental fillings
So once you have removed the source of the mercury meaning the mercury amalgam dental fillings and stopped eating of high mercury long lived fish
Part 2 Tests: How I Stumbled Upon The Dangers of Mercury Amalgam Dental Fillings
So we have discussed that mercury gets into the body from mercury dental amalgam fillings and how it builds up over time. Once in the
How I Stumbled Upon the Dangers of Mercury Amalgam Dental Fillings
So you might be wondering how does he know about this topic. Personal experience. I had my first dental amalgam filling put in when I
Mercury Amalgam Dental Fillings are Dangerous Part 2
In the last post I discussed why you should not get silver mercury amalgam dental fillings in your mouth and why you should have them
Ebay Selling…. How to do it Easily
Do you need to make some extra cash selling things? How do you sell on Ebay? First investigate pricing for similar used item online on
Mercury Amalgam Dental Fillings Are Dangerous to your Health
Ah the dentist. A great place to spend a lot of money fast even with insurance. This however is one place you should not cheap
You Might Be a Financial Fool if…
Your vehicle costs more than your after tax income for one year Your car loan has a duration of longer than five years, ie 60
Do you Choose to be Rich or Poor?
Do you choose to be rich or poor? Decide now! Everyone would choose to be rich however their behavior shows that they in reality want
The Best Kolsch Beers Rated
It’s hot outside, you are stuck at home and you want a nice beer to refresh. Try Kolsch. What’s that? Listen up. Cologne, Germany aka
Best Cheap Blended Scotch Whiskey Taste Test
You want to drink some scotch but not pay a small fortune for single malt scotch whiskey? Well here is your ranked list of affordable
How to buy and evaluate gold bullion coins
So you want to buy some gold as prices are rising? You are afraid of high inflation? Hold gold bars like a movie villain? Not
Pricey smoking can cost you a house
A recession is a great time to stop smoking to save money. It’s very expensive and the numbers over a long period of time are
Caffeinate at home cheap not at Starbucks
So you are stuck at home. Time to hit Starbucks for a coffee before you start the day. Huh??? No! You are home so stay
Is Expensive Wine, Beer, Vodka Worth It?
Now that you are stuck at home you are likely drinking more. So let’s talk value given we are in a recession. First off, I
Don’t Waste Your Bonus, Invest It!
So let’s say you get a bonus at work or the government gives you $1200 or some other amount of money. Maybe you get a
Invest when prices are low!
So stock prices are falling like a rock! I am scared to invest! Perhaps you should be. Or maybe you should think like a predator
Don’t be a money fool
The average person is a money fool. Why would you say something like that? Because it’s true….financially. BTW Mr. T’s classic 1980s quote is “I
Ebay Selling…. How to do it Easily
Do you need to make some extra cash selling things? How do you sell on Ebay? First investigate pricing for similar used item online on
How to Survive A Recession
All the financial papers are talking about the next recession. When will it get here? It’s likely here now or will be soon due to
Expense Tracking Templates UPDATE
Here you will find several expense tracking templates to help you in budgeting
F.I.R.E. up those savings update
Retire at 35 and sail away to Bali! What a plan! While this is admirable in my book it’s not very realistic for most people
Expense tracking How to do It
You should track all your spending each month to determine where your money is going. This best way to make money is to save money.
Mercury Amalgam Dental Fillings Are Dangerous to your Health
Ah the dentist. A great place to spend a lot of money fast even with insurance. This however is one place you should not cheap
Watch out for Climate Change Losses!
So you’ve read the news about climate change impacting some person that lives on an island nation in the South Pacific that is going to
How credit cards get you in trouble
Credit cards are the devil! If you have a credit card debt you will understand this statement very well. Here is why I say this.
Save big money with F.I.R.E. Templates
So you want to use the F.I.R.E. method of financial independence to retire early? Well then here are the templates you will need to get
DON’T BE a money fool
The average consumer is a financial fool. Why would you say something like that? Because it’s true….financially. BTW Mr. T’s classic 1980s quote is “I
I am afraid of Investing. Why?
I recently read an article that said Millennials and the generation after them are afraid of investing. Interesting. Perhaps some education is in order. I
Who does F.I.R.E. Method work for?
So we have seen FIRE works in these posts. Right then. But who does it work best for and why? Let’s find out. I have
How F.I.R.E. savings really work
You’ve heard of people saving tons of money and the retiring at age 40. Sounds great. How do I do that too? Well it’s not
Using Expense Tracking Templates to Save Money
Here you will find several expense tracking templates to help you in budgeting and figuring out where the money really goes. Download the file, open
Fight Age Discrimination with Frugal F.I.R.E. Savings
Remember the old Steven King movie Children of the Corn? The one where they got rid of the adults and people that were too old?
FIRE up those savings
Retire at 35 and sail away to Bali! What a plan! While this is admirable in my book it’s not very realistic for most people
Saving money on weekends is easy
I’ve talked about saving money during the week but the weekend is when we let it all hang out right? And that is what makes
Watch out for affinity fraud and Investment scams!
Let’s say a respected member of your church/synagogue/ mosque has been making big money on his investment in connection with another member of the church
Help! I Have No Company Retirement Plan!
Are you screwed if you don’t have an employee sponsored retirement plan? Of course not! However you are going to have to work a bit
Ponzi schemes! You’ve been had!
You’ve heard of Ponzi schemes or pyramid schemes I take it. If not, let’s familiarize ourselves with that they are and how to recognize one
How to sell on Ebay
So let’s say you have some old items you want to cash in. What to do? How do you sell on Ebay? First investigate pricing
Save on car maintenance
Routine maintenance savings Oil changes: Do it yourself if you know how. You may, need to reset service light on some cars. You can buy
How to save money during the week
Everyone has their typical daily routine. This is how I save money on a workday. 7 am: Breakfast at home of say granola bar and
MMT: Let’s print lots of money!
Modern Monetary Theory = MMT What is it? Politicians may start talking about this in economic debates and we are already using it. The theory
Cryptocurrencies Are a Wild Ride
Are you ready for a wild ride? Well cryptocurrencies are sort of like that. I want to talk about these things before some of you
How to deal with inflation
Inflation. What does it mean? It means the money tomorrow is worth less than what it was yesterday. The money has less purchasing power. Have
Investing in gold? Does it make sense?
You’ve heard of people investing in gold in case financial catastrophe hits. Is it wise? Well it depends on how bad you expect things to
About This Frugal Living Blog
I wrote this blog after seeing people around me living beyond their means, taking on too much debt and not saving enough for retirement. The
Recession Preparation and Survival
All the financial papers are talking about the next recession. When will it get here? No one knows. After nine years since the last one
Corporate Discounts Can Save You Money
Corporate discounts are sometimes available to those frugal living folks who ask. So if you work for a big name company go ahead and ask
Save Big on Housing
If you rent you can try to reduce your housing costs as follows. Get roommates to share the rent. A friend of mine had the
Unhiding Interest Rates In Monthly Payments
Let’s get back to our example of Gullible Greta from the vendor financing post and change the numbers a bit. Recall she is in the
Calculating Monthly Payments Easily
Here I am going to show you how to use a financial calculator to do time value of money calculations you would need to calculate
Trailer Trouble
We often hear about unfortunate events happening at trailer parks such as say tornadoes. These potential places of disaster are also places of financial disaster.
Product Shrinkage is a Price Increase
As the cost of inputs rise companies are looking to pass those costs onto you in the form of price increases. This is a form
Make Money on Housing
If you have a property and own it you can put it to work by renting it out. You can’t rent out your rental apartment
Expense tracking
You should track all your spending each month to determine where your money is going. This is the best way to save money. Look at
Trading and Brokers
If you want to trade stocks you can do that through brokers. These come in full service and discount. Most people use discount online brokers
Excellent ETFs and boring bonds
Excellent ETFs: ETF are exchange traded funds sold on the market. They may be portfolios of stocks in a certain sector such as energy, technology,
More Investment fund types
Real Estate Funds: These funds invest in REITS and public real estate stocks. REIT= real estate investment trust. Usually they can be broad market, sectors
Mr. Cash Hoarder 
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