Skip to content
Mr. Cash Hoarder

Mr. Cash Hoarder

Frugal Living, Investments & Health Blog

  • Frugal living
  • FIRE
  • Budgeting
  • Car Loans
  • Credit Cards
  • Debt
  • Investments
  • Retirement
  • Save on Dining
  • Save on Shopping
  • Housing
  • Tools
  • Health
  • Side Jobs
  • Mantras
  • Alternative Investments
  • Scams
  • Student Loans
  • Taste Tests
  • Home

Tag: Frugal living

PORSCHE OR PICKUP TRUCK?

February 20, 2021 Mr. Cash Hoarder

If I showed up at my office in a brand new Porsche Cayenne SUV or Cayman sports car my coworkers would think I was nuts!

Continue reading

Spend All Your Money on Rapidly Depreciating Metal!

December 9, 2020 Mr. Cash Hoarder

Pickup trucks for the weekend warrior! They sure are popular. As I drive around I see more and more expensive, fancy ones driving around here

Continue reading

Are you Ready to Retire to Guatemala or Honduras?

October 23, 2020 Mr. Cash Hoarder

A lot of people like to fantasize about retirement in sunny place where the waves lap and you watch sunsets. What if you don’t have

Continue reading

Ebay Selling…. How to do it Easily

October 3, 2020 Mr. Cash Hoarder

Do you need to make some extra cash selling things? How do you sell on Ebay? First investigate pricing for similar used item online on

Continue reading

Mercury Amalgam Dental Fillings Are Dangerous to your Health

October 1, 2020 Mr. Cash Hoarder

Ah the dentist. A great place to spend a lot of money fast even with insurance. This however is one place you should not cheap

Continue reading

You Might Be a Financial Fool if…

September 18, 2020 Mr. Cash Hoarder

Your vehicle costs more than your after tax income for one year Your car loan has a duration of longer than five years, ie 60

Continue reading

Do you Choose to be Rich or Poor?

September 5, 2020 Mr. Cash Hoarder

Do you choose to be rich or poor? Decide now! Everyone would choose to be rich however their behavior shows that they in reality want

Continue reading

Pricey smoking can cost you a house

May 23, 2020 Mr. Cash Hoarder

A recession is a great time to stop smoking to save money. It’s very expensive and the numbers over a long period of time are

Continue reading

Caffeinate at home cheap not at Starbucks

May 22, 2020 Mr. Cash Hoarder

So you are stuck at home. Time to hit Starbucks for a coffee before you start the day. Huh??? No! You are home so stay

Continue reading

Is Expensive Wine, Beer, Vodka Worth It?

May 20, 2020 Mr. Cash Hoarder

Now that you are stuck at home you are likely drinking more. So let’s talk value given we are in a recession. First off, I

Continue reading

Don’t be a money fool

March 25, 2020 Mr. Cash Hoarder

The average person is a money fool. Why would you say something like that? Because it’s true….financially. BTW Mr. T’s classic 1980s quote is “I

Continue reading

How to Survive A Recession

March 19, 2020 Mr. Cash Hoarder

All the financial papers are talking about the next recession. When will it get here? It’s likely here now or will be soon due to

Continue reading

Expense Tracking Templates UPDATE

March 16, 2020 Mr. Cash Hoarder

Here you will find several expense tracking templates to help you in budgeting

Continue reading

F.I.R.E. up those savings update

March 16, 2020 Mr. Cash Hoarder

Retire at 35 and sail away to Bali! What a plan! While this is admirable in my book it’s not very realistic for most people

Continue reading

Expense tracking How to do It

March 15, 2020 Mr. Cash Hoarder

You should track all your spending each month to determine where your money is going. This best way to make money is to save money.

Continue reading

DON’T BE a money fool

September 20, 2019 Mr. Cash Hoarder

The average consumer is a financial fool. Why would you say something like that? Because it’s true….financially. BTW Mr. T’s classic 1980s quote is “I

Continue reading

Who does F.I.R.E. Method work for?

September 19, 2019 Mr. Cash Hoarder

So we have seen FIRE works in these posts. Right then. But who does it work best for and why? Let’s find out. I have

Continue reading

How F.I.R.E. savings really work

September 19, 2019 Mr. Cash Hoarder

You’ve heard of people saving tons of money and the retiring at age 40. Sounds great. How do I do that too? Well it’s not

Continue reading

Using Expense Tracking Templates to Save Money

September 19, 2019 Mr. Cash Hoarder

Here you will find several expense tracking templates to help you in budgeting and figuring out where the money really goes. Download the file, open

Continue reading

Fight Age Discrimination with Frugal F.I.R.E. Savings

September 15, 2019 Mr. Cash Hoarder

Remember the old Steven King movie Children of the Corn? The one where they got rid of the adults and people that were too old?

Continue reading

FIRE up those savings

September 14, 2019 Mr. Cash Hoarder

Retire at 35 and sail away to Bali! What a plan! While this is admirable in my book it’s not very realistic for most people

Continue reading

Saving money on weekends is easy

September 14, 2019 Mr. Cash Hoarder

I’ve talked about saving money during the week but the weekend is when we let it all hang out right? And that is what makes

Continue reading

Save on car maintenance

September 2, 2019 Mr. Cash Hoarder

Routine maintenance savings Oil changes: Do it yourself if you know how. You may, need to reset service light on some cars. You can buy

Continue reading

How to deal with inflation

September 2, 2019 Mr. Cash Hoarder

Inflation. What does it mean? It means the money tomorrow is worth less than what it was yesterday. The money has less purchasing power. Have

Continue reading

Investing in gold? Does it make sense?

September 2, 2019 Mr. Cash Hoarder

You’ve heard of people investing in gold in case financial catastrophe hits. Is it wise? Well it depends on how bad you expect things to

Continue reading

About This Frugal Living Blog

September 1, 2019 Mr. Cash Hoarder

I wrote this blog after seeing people around me living beyond their means, taking on too much debt and not saving enough for retirement. The

Continue reading

Recession Preparation and Survival

August 31, 2019 Mr. Cash Hoarder

All the financial papers are talking about the next recession. When will it get here? No one knows. After nine years since the last one

Continue reading

Corporate Discounts Can Save You Money

August 31, 2019 Mr. Cash Hoarder

Corporate discounts are sometimes available to those frugal living folks who ask. So if you work for a big name company go ahead and ask

Continue reading

Save Big on Housing

August 31, 2019 Mr. Cash Hoarder

If you rent you can try to reduce your housing costs as follows. Get roommates to share the rent. A friend of mine had the

Continue reading

Unhiding Interest Rates In Monthly Payments

August 31, 2019 Mr. Cash Hoarder

Let’s get back to our example of Gullible Greta from the vendor financing post and change the numbers a bit. Recall she is in the

Continue reading

Calculating Monthly Payments Easily

August 31, 2019 Mr. Cash Hoarder

Here I am going to show you how to use a financial calculator to do time value of money calculations you would need to calculate

Continue reading

Trailer Trouble

August 30, 2019 Mr. Cash Hoarder

We often hear about unfortunate events happening at trailer parks such as say tornadoes.  These potential places of disaster are also places of financial disaster.

Continue reading

Product Shrinkage is a Price Increase

August 30, 2019 Mr. Cash Hoarder

As the cost of inputs rise companies are looking to pass those costs onto you in the form of price increases. This is a form

Continue reading

Make Money on Housing

August 29, 2019 Mr. Cash Hoarder

If you have a property and own it you can put it to work by renting it out. You can’t rent out your rental apartment

Continue reading

Trading and Brokers

August 29, 2019 Mr. Cash Hoarder

If you want to trade stocks you can do that through brokers. These come in full service and discount. Most people use discount online brokers

Continue reading

Excellent ETFs and boring bonds

August 29, 2019 Mr. Cash Hoarder

Excellent ETFs: ETF are exchange traded funds sold on the market. They may be portfolios of stocks in a certain sector such as energy, technology,

Continue reading

More Investment fund types

August 29, 2019 Mr. Cash Hoarder

Real Estate Funds: These funds invest in REITS and public real estate stocks. REIT= real estate investment trust. Usually they can be broad market, sectors

Continue reading

Marvelous Mutual Funds

August 29, 2019 Mr. Cash Hoarder

Mutual funds are great for beginners. Why do I think this? They allow one to get in on the action of stocks, bonds and real

Continue reading

Extreme Frugal Living

August 28, 2019 Mr. Cash Hoarder

There are groups of people out there who are into extreme frugality. These people may grow their own food, make their own clothes, raise chickens,

Continue reading

Learning More about Investing

August 28, 2019 Mr. Cash Hoarder

Now that you know a little about saving and investing it’s time to dig in a bit deeper. Here are some resources for newbies to

Continue reading

Wonderful Warehouse Clubs?

August 28, 2019 Mr. Cash Hoarder

If you use a lot of something buy it in bulk at a warehouse club. That 64 oz / 2 Liter bottle of ketchup will

Continue reading

Boozing on the cheap

August 28, 2019 Mr. Cash Hoarder

Speaking of wines, I don’t think it’s wise to spend more than $10-$15 per bottle for most people. The reason I say that is they

Continue reading

Time Shares,Vacation homes, RVs

August 28, 2019 Mr. Cash Hoarder

Time shares: No, don’t take the tour and sign up! While this might seem like a good idea they are hard to sell once you

Continue reading

Be your own handyman, lawn boy and maid

August 28, 2019 Mr. Cash Hoarder

Do your own work around the house You should not be paying someone to mow your lawn, shovel your driveway, clean your house etc. No.

Continue reading

The Can Man recycles money into the pocket

August 28, 2019 Mr. Cash Hoarder

Many states have a bottle deposit on soda cans, water bottles, sports drinks, beer bottles and the like. The deposit is normally $0.10 or $0.05/

Continue reading

Monthly Payment Trouble

August 28, 2019 Mr. Cash Hoarder

Beware of high financing costs baked into the payments.  Always know the cost of the item and the cost of the financing. Most of the

Continue reading

Clipping Coupons?

August 28, 2019 Mr. Cash Hoarder

I have mixed feelings about coupons. I don’t like to clip them. I feel couponing leads to more consumption. It’s better not to buy at

Continue reading

Don’t Be a Miserable Miser!

August 28, 2019 Mr. Cash Hoarder

Mantra: Frugality is our rake to bring in more money so we can invest it and make more money! One does not need to be

Continue reading

You Need Emergency Funds!

August 28, 2019 Mr. Cash Hoarder

Rule #1: Set up an emergency fund in liquid savings with 6 months of living expenses. You will need money if you get laid off

Continue reading

Only little people pay taxes

August 28, 2019 Mr. Cash Hoarder

“Only little people pay taxes!” That is a famous quote from Leona Helmsley. A rich hotel owner from NYC in the 1980s. She was known

Continue reading

Introduction to investments

August 27, 2019 Mr. Cash Hoarder

There is a subtle difference between investments and savings that many people don’t understand fully. The purpose of saving is to not spend and accumulate

Continue reading

Rewards Cards are Great… Sometimes?

August 27, 2019 Mr. Cash Hoarder

Reward cards in my view deserve special mention. I don’t encourage their use as they are a form of debt unless you plan to pay

Continue reading

Side Jobs for Extra Cash

August 27, 2019 Mr. Cash Hoarder

Let’s say you are working hard to pay off your debts and you want to earn some extra cash on evenings or weekends. You can

Continue reading

Traditional IRAs

August 27, 2019 Mr. Cash Hoarder

Traditional IRAs are also good also but somewhat limited in nature Contributions are made on a pre-tax basis like 401Ks One pays the taxes upon

Continue reading

Picking up payments

August 27, 2019 Mr. Cash Hoarder

Pickup trucks for the weekend warrior. They sure are popular in today’s economic climate. As I go to the office I see more and more

Continue reading

Avoid Expensive Toys (boats, RVs, ATVs…)

August 27, 2019 Mr. Cash Hoarder

Toys, toys, toys for all the good boys. No! There is no Santa and you are adults with jobs and responsibilities. Big boy toys are

Continue reading

Debt in retirement is a big no no

August 27, 2019 Mr. Cash Hoarder

Never take debt into retirement or accumulate debt in retirement. You may have to go back to work full time! Not cool and they may

Continue reading

Retirement Totals Needed to be Comfy

August 27, 2019 Mr. Cash Hoarder

How much money will I need to retire? A lot most likely. It all depends on when you plan to retire, how long you plan

Continue reading

Pension Problems, They May Not Be Guaranteed

August 27, 2019 Mr. Cash Hoarder

Pensions are great…. for the lucky few that have them If you are going to get a pension that is great but increasingly rare. Consider

Continue reading

Rocking Roths

August 27, 2019 Mr. Cash Hoarder

Roth IRAs are a supplements to 401Ks A Roth IRA is a retirement account that is funded with post tax dollars instead of pre-tax dollars.

Continue reading

Ramen Retirement 401K & IRAs

August 26, 2019 Mr. Cash Hoarder

Ramen noodles for life! Doesn’t that sound great? All the flavors in the world! Chicken, Beef, Shrimp, Jalapeno and Spicy Chicken. While these may be

Continue reading

Car Loan Trap

August 26, 2019 Mr. Cash Hoarder

I don’t like car loans. The reason for this is you are making payments on a depreciating asset with interest. People often also end up

Continue reading

Credit Card Bill Payoff

August 26, 2019 Mr. Cash Hoarder

Credit cards are the worst kind of debt. You are paying high interest on stuff you probably didn’t need to buy in the first place.

Continue reading

Paying off student loans

August 26, 2019 Mr. Cash Hoarder

Ah student loans, seemingly so innocent when signing the promissory note but in reality deadly serious. Why do I say that? Federally backed student loans

Continue reading

Transportation Savings

August 26, 2019 Mr. Cash Hoarder

If you take public transportation in a big city Buy a monthly pass with using a Wageworks account and pre-tax dollars if available given your

Continue reading

Fitness is Fabulous and Saves Money

August 25, 2019 Mr. Cash Hoarder

Some people say cancel the gym to save money. I say not so fast. Perhaps you can find a more reasonably priced option. Physical fitness

Continue reading

Saving on groceries

August 25, 2019 Mr. Cash Hoarder

The simplest way to save money is to not buy anything but you need to eat so let’s see how we can spend a little

Continue reading

Frugal Living Mantras

August 25, 2019 Mr. Cash Hoarder

The philosophy of how to live frugally and be happy. Frugal living is our rake to bring in more money so we can invest it

Continue reading

Making Lemonade from Lemons

August 25, 2019 Mr. Cash Hoarder

So let’s say you splurge and end up buying things you don’t need or regret buying later. It happens to everyone including cheapos like me.

Continue reading

Cut the Cable TV umbilical cord?

August 25, 2019 Mr. Cash Hoarder

Cutting the cord is quite popular now. Whether it is the right choice for you depends on a few things. Cable tv is most certainly

Continue reading

Save on Your Utilities Now

August 25, 2019 Mr. Cash Hoarder

You can’t avoid utilities bills but try to minimize them Heating: Save $50 to $75 per month Crank down the heat to 68 or 67

Continue reading

Cut those subscriptions

August 25, 2019 Mr. Cash Hoarder

The cost of subscriptions can add up fast per month if not properly managed. Each one alone seems innocent enough by themselves but together they

Continue reading

Save on dining out

August 25, 2019 Mr. Cash Hoarder

Dining out tends to be expensive however it is good and necessary to go out once in a while to socialize with friends and relax.

Continue reading

Welcome to Mr. Cash Hoarder Blog

August 25, 2019 Mr. Cash Hoarder

The easiest way to make money is to save money! The purpose of this site is to educate on how to use frugal living to

Continue reading

Save $200 per month on lunches and dining

August 25, 2019 Mr. Cash Hoarder

I used to think my boss was crazy for bringing his lunch every day to the office. However he has a second house in the

Continue reading

Save $150 per month on coffee

August 25, 2019 Mr. Cash Hoarder

Small changes bring big savings! Let’s start with your daily caffeine habit. Chances are if you work you drink coffee and pay a lot for

Continue reading

Translate

Follow Mr. Cash Hoarder on WordPress.com
Advertisements
Advertisements
Follow Mr. Cash Hoarder on WordPress.com

Archives

  • April 2021
  • March 2021
  • February 2021
  • January 2021
  • December 2020
  • November 2020
  • October 2020
  • September 2020
  • August 2020
  • May 2020
  • March 2020
  • January 2020
  • September 2019
  • August 2019
Advertisements
Advertisements
Advertisements
Advertisements
Advertisements
Advertisements
Advertisements
Advertisements
Advertisements
Advertisements
A WordPress.com Website.