A lot of people like to fantasize about retirement in sunny place where the waves lap and you watch sunsets. What if you don’t have
Tag: frugal living tips
Ebay Selling…. How to do it Easily
Do you need to make some extra cash selling things? How do you sell on Ebay? First investigate pricing for similar used item online on
Mercury Amalgam Dental Fillings Are Dangerous to your Health
Ah the dentist. A great place to spend a lot of money fast even with insurance. This however is one place you should not cheap
You Might Be a Financial Fool if…
Your vehicle costs more than your after tax income for one year Your car loan has a duration of longer than five years, ie 60
Pricey smoking can cost you a house
A recession is a great time to stop smoking to save money. It’s very expensive and the numbers over a long period of time are
Caffeinate at home cheap not at Starbucks
So you are stuck at home. Time to hit Starbucks for a coffee before you start the day. Huh??? No! You are home so stay
Ebay Selling…. How to do it Easily
Do you need to make some extra cash selling things? How do you sell on Ebay? First investigate pricing for similar used item online on
Expense Tracking Templates UPDATE
Here you will find several expense tracking templates to help you in budgeting
Expense tracking How to do It
You should track all your spending each month to determine where your money is going. This best way to make money is to save money.
Using Expense Tracking Templates to Save Money
Here you will find several expense tracking templates to help you in budgeting and figuring out where the money really goes. Download the file, open
Saving money on weekends is easy
I’ve talked about saving money during the week but the weekend is when we let it all hang out right? And that is what makes
How to sell on Ebay
So let’s say you have some old items you want to cash in. What to do? How do you sell on Ebay? First investigate pricing
Save on car maintenance
Routine maintenance savings Oil changes: Do it yourself if you know how. You may, need to reset service light on some cars. You can buy
How to save money during the week
Everyone has their typical daily routine. This is how I save money on a workday. 7 am: Breakfast at home of say granola bar and
About This Frugal Living Blog
I wrote this blog after seeing people around me living beyond their means, taking on too much debt and not saving enough for retirement. The
Corporate Discounts Can Save You Money
Corporate discounts are sometimes available to those frugal living folks who ask. So if you work for a big name company go ahead and ask
Save Big on Housing
If you rent you can try to reduce your housing costs as follows. Get roommates to share the rent. A friend of mine had the
Product Shrinkage is a Price Increase
As the cost of inputs rise companies are looking to pass those costs onto you in the form of price increases. This is a form
Expense tracking
You should track all your spending each month to determine where your money is going. This is the best way to save money. Look at
Extreme Frugal Living
There are groups of people out there who are into extreme frugality. These people may grow their own food, make their own clothes, raise chickens,
Wonderful Warehouse Clubs?
If you use a lot of something buy it in bulk at a warehouse club. That 64 oz / 2 Liter bottle of ketchup will
Boozing on the cheap
Speaking of wines, I don’t think it’s wise to spend more than $10-$15 per bottle for most people. The reason I say that is they
Be your own handyman, lawn boy and maid
Do your own work around the house You should not be paying someone to mow your lawn, shovel your driveway, clean your house etc. No.
The Can Man recycles money into the pocket
Many states have a bottle deposit on soda cans, water bottles, sports drinks, beer bottles and the like. The deposit is normally $0.10 or $0.05/
Clipping Coupons?
I have mixed feelings about coupons. I don’t like to clip them. I feel couponing leads to more consumption. It’s better not to buy at
Don’t Be a Miserable Miser!
Mantra: Frugality is our rake to bring in more money so we can invest it and make more money! One does not need to be
Only little people pay taxes
“Only little people pay taxes!” That is a famous quote from Leona Helmsley. A rich hotel owner from NYC in the 1980s. She was known
Rewards Cards are Great… Sometimes?
Reward cards in my view deserve special mention. I don’t encourage their use as they are a form of debt unless you plan to pay
Picking up payments
Pickup trucks for the weekend warrior. They sure are popular in today’s economic climate. As I go to the office I see more and more
Retirement Totals Needed to be Comfy
How much money will I need to retire? A lot most likely. It all depends on when you plan to retire, how long you plan
Transportation Savings
If you take public transportation in a big city Buy a monthly pass with using a Wageworks account and pre-tax dollars if available given your
Saving on groceries
The simplest way to save money is to not buy anything but you need to eat so let’s see how we can spend a little
Making Lemonade from Lemons
So let’s say you splurge and end up buying things you don’t need or regret buying later. It happens to everyone including cheapos like me.
Cut the Cable TV umbilical cord?
Cutting the cord is quite popular now. Whether it is the right choice for you depends on a few things. Cable tv is most certainly
Save on Your Utilities Now
You can’t avoid utilities bills but try to minimize them Heating: Save $50 to $75 per month Crank down the heat to 68 or 67
Cut those subscriptions
The cost of subscriptions can add up fast per month if not properly managed. Each one alone seems innocent enough by themselves but together they
Save on dining out
Dining out tends to be expensive however it is good and necessary to go out once in a while to socialize with friends and relax.
Welcome to Mr. Cash Hoarder Blog
The easiest way to make money is to save money! The purpose of this site is to educate on how to use frugal living to
Save $200 per month on lunches and dining
I used to think my boss was crazy for bringing his lunch every day to the office. However he has a second house in the
Save $150 per month on coffee
Small changes bring big savings! Let’s start with your daily caffeine habit. Chances are if you work you drink coffee and pay a lot for
