So you’ve read the news about climate change impacting some person that lives on an island nation in the South Pacific that is going to
Month: September 2019
How credit cards get you in trouble
Credit cards are the devil! If you have a credit card debt you will understand this statement very well. Here is why I say this.
Save big money with F.I.R.E. Templates
So you want to use the F.I.R.E. method of financial independence to retire early? Well then here are the templates you will need to get
DON’T BE a money fool
The average consumer is a financial fool. Why would you say something like that? Because it’s true….financially. BTW Mr. T’s classic 1980s quote is “I
I am afraid of Investing. Why?
I recently read an article that said Millennials and the generation after them are afraid of investing. Interesting. Perhaps some education is in order. I
Who does F.I.R.E. Method work for?
So we have seen FIRE works in these posts. Right then. But who does it work best for and why? Let’s find out. I have
How F.I.R.E. savings really work
You’ve heard of people saving tons of money and the retiring at age 40. Sounds great. How do I do that too? Well it’s not
Using Expense Tracking Templates to Save Money
Here you will find several expense tracking templates to help you in budgeting and figuring out where the money really goes. Download the file, open
Fight Age Discrimination with Frugal F.I.R.E. Savings
Remember the old Steven King movie Children of the Corn? The one where they got rid of the adults and people that were too old?
FIRE up those savings
Retire at 35 and sail away to Bali! What a plan! While this is admirable in my book it’s not very realistic for most people
Saving money on weekends is easy
I’ve talked about saving money during the week but the weekend is when we let it all hang out right? And that is what makes
Watch out for affinity fraud and Investment scams!
Let’s say a respected member of your church/synagogue/ mosque has been making big money on his investment in connection with another member of the church
Help! I Have No Company Retirement Plan!
Are you screwed if you don’t have an employee sponsored retirement plan? Of course not! However you are going to have to work a bit
Ponzi schemes! You’ve been had!
You’ve heard of Ponzi schemes or pyramid schemes I take it. If not, let’s familiarize ourselves with that they are and how to recognize one
How to sell on Ebay
So let’s say you have some old items you want to cash in. What to do? How do you sell on Ebay? First investigate pricing
Save on car maintenance
Routine maintenance savings Oil changes: Do it yourself if you know how. You may, need to reset service light on some cars. You can buy
How to save money during the week
Everyone has their typical daily routine. This is how I save money on a workday. 7 am: Breakfast at home of say granola bar and
MMT: Let’s print lots of money!
Modern Monetary Theory = MMT What is it? Politicians may start talking about this in economic debates and we are already using it. The theory
Cryptocurrencies Are a Wild Ride
Are you ready for a wild ride? Well cryptocurrencies are sort of like that. I want to talk about these things before some of you
How to deal with inflation
Inflation. What does it mean? It means the money tomorrow is worth less than what it was yesterday. The money has less purchasing power. Have
Investing in gold? Does it make sense?
You’ve heard of people investing in gold in case financial catastrophe hits. Is it wise? Well it depends on how bad you expect things to
About This Frugal Living Blog
I wrote this blog after seeing people around me living beyond their means, taking on too much debt and not saving enough for retirement. The
Mr. Cash Hoarder 