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Mr. Cash Hoarder

Mr. Cash Hoarder

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Tag: Frugal

Make Money on Housing

August 29, 2019 Mr. Cash Hoarder

If you have a property and own it you can put it to work by renting it out. You can’t rent out your rental apartment

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Excellent ETFs and boring bonds

August 29, 2019 Mr. Cash Hoarder

Excellent ETFs: ETF are exchange traded funds sold on the market. They may be portfolios of stocks in a certain sector such as energy, technology,

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Marvelous Mutual Funds

August 29, 2019 Mr. Cash Hoarder

Mutual funds are great for beginners. Why do I think this? They allow one to get in on the action of stocks, bonds and real

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Extreme Frugal Living

August 28, 2019 Mr. Cash Hoarder

There are groups of people out there who are into extreme frugality. These people may grow their own food, make their own clothes, raise chickens,

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Learning More about Investing

August 28, 2019 Mr. Cash Hoarder

Now that you know a little about saving and investing it’s time to dig in a bit deeper. Here are some resources for newbies to

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Boozing on the cheap

August 28, 2019 Mr. Cash Hoarder

Speaking of wines, I don’t think it’s wise to spend more than $10-$15 per bottle for most people. The reason I say that is they

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Time Shares,Vacation homes, RVs

August 28, 2019 Mr. Cash Hoarder

Time shares: No, don’t take the tour and sign up! While this might seem like a good idea they are hard to sell once you

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Only little people pay taxes

August 28, 2019 Mr. Cash Hoarder

“Only little people pay taxes!” That is a famous quote from Leona Helmsley. A rich hotel owner from NYC in the 1980s. She was known

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Introduction to investments

August 27, 2019 Mr. Cash Hoarder

There is a subtle difference between investments and savings that many people don’t understand fully. The purpose of saving is to not spend and accumulate

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Side Jobs for Extra Cash

August 27, 2019 Mr. Cash Hoarder

Let’s say you are working hard to pay off your debts and you want to earn some extra cash on evenings or weekends. You can

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Traditional IRAs

August 27, 2019 Mr. Cash Hoarder

Traditional IRAs are also good also but somewhat limited in nature Contributions are made on a pre-tax basis like 401Ks One pays the taxes upon

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Debt in retirement is a big no no

August 27, 2019 Mr. Cash Hoarder

Never take debt into retirement or accumulate debt in retirement. You may have to go back to work full time! Not cool and they may

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Rocking Roths

August 27, 2019 Mr. Cash Hoarder

Roth IRAs are a supplements to 401Ks A Roth IRA is a retirement account that is funded with post tax dollars instead of pre-tax dollars.

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Car Loan Trap

August 26, 2019 Mr. Cash Hoarder

I don’t like car loans. The reason for this is you are making payments on a depreciating asset with interest. People often also end up

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Paying off student loans

August 26, 2019 Mr. Cash Hoarder

Ah student loans, seemingly so innocent when signing the promissory note but in reality deadly serious. Why do I say that? Federally backed student loans

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Frugal Living Mantras

August 25, 2019 Mr. Cash Hoarder

The philosophy of how to live frugally and be happy. Frugal living is our rake to bring in more money so we can invest it

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Cut the Cable TV umbilical cord?

August 25, 2019 Mr. Cash Hoarder

Cutting the cord is quite popular now. Whether it is the right choice for you depends on a few things. Cable tv is most certainly

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Save on Your Utilities Now

August 25, 2019 Mr. Cash Hoarder

You can’t avoid utilities bills but try to minimize them Heating: Save $50 to $75 per month Crank down the heat to 68 or 67

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Save $200 per month on lunches and dining

August 25, 2019 Mr. Cash Hoarder

I used to think my boss was crazy for bringing his lunch every day to the office. However he has a second house in the

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Save $150 per month on coffee

August 25, 2019 Mr. Cash Hoarder

Small changes bring big savings! Let’s start with your daily caffeine habit. Chances are if you work you drink coffee and pay a lot for

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